How to Send Money to Pakistan in 2026: Full Guide
Pakistan received $27 billion in remittances in 2024. With the right platforms and rates, you can send money to Pakistan without the usual fees.
Pakistan is among the top 10 remittance recipients globally, with most funds coming from Saudi Arabia, UAE, UK, and the US. The Pakistani government actively promotes official remittances through its Roshan Digital Account scheme, which offers better rates for overseas Pakistanis.
Roshan Digital Account
The Roshan Digital Account (RDA), launched by the State Bank of Pakistan, allows overseas Pakistanis to open accounts in Pakistani banks online from any country. RDA accounts receive competitive exchange rates (often better than standard rates) and allow investment in Pakistani National Savings Certificates and T-bills from abroad.
Best Platforms for Pakistan
- ACE Money Transfer: dedicated to Pakistani corridor, competitive rates
- Remitly: reliable delivery to all major Pakistani banks
- WorldRemit: bank transfer and Easypaisa mobile wallet delivery
- Wise: available but not always cheapest for PKR corridor
- Steyble + Binance P2P: best for large amounts, experienced users
Delivery Options
- Bank transfer: HBL, MCB, Allied Bank, UBL — 1–3 hours during business hours
- Easypaisa: instant mobile wallet, widely adopted for small amounts
- JazzCash: alternative mobile wallet with 10 million+ users
- Cash pickup: Western Union, MoneyGram — 17,000+ locations nationwide